financial management

I can remember when all phones did was make phone calls and they were nailed to the wall of the kitchen. First we got rid of the wires, then some…

A wedding is rarely a joyous occasion. More often it’s stressful, expensive and an ongoing parade of complaints from pushy family members. The only real joyous weddings are the ones…

According to recent surveys, sixty four percent of Americans don’t have a thousand dollars in savings for emergencies. To cover that debt two-thirds of America would have to either borrow…

College is no longer a foregone conclusion for many and those who do go must consider carefully whether their chosen career field is going to be able to bring enough…

Other than a core of universal basics, the bulk of what we know about investing today is rooted in the last 50 years. Much of the conventional wisdom we share…

There’s a particularly cruel and ironic twist that frequently arises when people and businesses get a little mileage under their belt. The biggest and most imminently fatal mistakes frequently happen…

Everyone has irrational fears; it’s an outgrowth of the way our brains are wired. We can’t help it any more than we can help how tall we are, or the…

If you really want to damage your financial future, then forget lightweight indiscretions like buying coffee every day and getting your hair colored in a salon. Those meager indulgences will…

It’s really quite amazing how completely some people are able to destroy their financial lives. Sometimes the tangle of debt and one-sided obligations is so complete that it’s tempting to…