“Free” may be the most beautiful word in the English language. Free beer, free food, free tuition, tax-free, cellulite free… the list of magical phases goes on. But topping them…
housing
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You see them on TV — the parade of “B” actors talking in smooth, reassuring tones about how great a reverse mortgage can be. If it’s such a great deal,…
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We are all a product of our experiences, events that shape out our perceptions and personal philosophies What shaped my view of the housing market was a history of real…
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Housing has always been a poor investment, and I have been saying so for as long as I’ve been writing about personal finance. That’s the retail, owner-occupied housing market, not the…
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Last month housing starts in the US were up nearly 23%, signaling that there is still a lot of pent-up demand for new homes. As Americans line up in near…
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For generations of Americans, a home was not only shelter, but was part of their retirement nest egg. That was the genesis of the 30 year mortgage; you worked your…