Sometimes there’s no way to put a happy spin on the economic news and this is one of those times. The Royal Bank of Scotland issued this simple assessment of…
investing
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I’m not sure why people wait for the end of the year to make resolutions; the time to make a resolution is the moment you realize there’s a problem. Be…
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For much of the most productive era in American history the middle class was the dominant force in the country. The nation was so aligned along that center of the…
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It looks as though we’re going to need to modify the old saying about the rich getting richer to the rich are paying off debt while the poor are racking…
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Owning a home is the American dream and, no matter how bad of a deal it becomes, people are still fixated on it. People who are wise with money every…
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Not all mistakes are created equal. There are some mistakes that will cripple your finances for decades and leave you with less money in retirement. Since we’re human beings, it’s…
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It shouldn’t come as a surprise that only about 10% of the U.S. population can pass a financial literacy test when only five states get an A on teaching young…
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It was not at all surprising to me to find out that 61% of Americans are financially illiterate. Some states are worse than others and it should come as little…
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Anyone alive back in the 1970s remembers the term “stagflation” that went around a lot in those days. Stagflation was basically an amalgam of the unemployment rate, plus the inflation…
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Yes, the double digit stock market increase gravy train is over, probably for a long time. What we’ll see instead are years of returns that are normal to slightly below…