retirement planning

Everyone approaches their personal finances with the best of intentions. In some ways, it’s like going to the gym. The drive to get healthy and the drive to become financially…

You didn’t have to be a mystic to see this market crash coming. Back in August of 2015, I gave our readers tips on how to prepare for the coming…

One in four. That’s how many Americans are one accident, one illness or one bit of financial bad luck away from disaster. That bad news comes in spite of an…

One of the biggest myths in modern finance is that your home is an investment. Nothing could be further from the truth yet, every single day, Americans stretch to buy…

For most of us, our view of housing is rooted in the 1950s, as are our views of working and retirement. The 50s shaped so much of our thinking that…

It looks as though we’re going to need to modify the old saying about the rich getting richer to the rich are paying off debt while the poor are racking…

Not all mistakes are created equal. There are some mistakes that will cripple your finances for decades and leave you with less money in retirement. Since we’re human beings, it’s…

It shouldn’t come as a surprise that only about 10% of the U.S. population can pass a financial literacy test when only five states get an A on teaching young…

Anyone alive back in the 1970s remembers the term “stagflation” that went around a lot in those days. Stagflation was basically an amalgam of the unemployment rate, plus the inflation…

Yes, the double digit stock market increase gravy train is over, probably for a long time. What we’ll see instead are years of returns that are normal to slightly below…