retirement planning

Every so often a column on personal finance comes along that’s a little like the scene from the Hitchhiker’s Guide to the Galaxy when the civilization that built the giant…

Winston Churchill referred to the condition as his “black dog.”  Charles Dickens fell into a recurrent bleak episode of this very same condition at the start of work on each…

Most of us are familiar with the common 401(k) retirement plans. But you may have also heard the term “403(b) retirement plan.” Whether you saw it online, heard someone talking…

Has retirement crept up on you faster than you thought? Are you excited about it, but feel you may be a little bit behind when it comes to where you…

The term “good debt” is used in two situations. One, when people want to feel good about a huge purchase they just made and are actually scared of. Two, when…

For generations of Americans, a home was not only shelter, but was part of their retirement nest egg. That was the genesis of the 30 year mortgage; you worked your…

People have been in “retirement crisis mode” for the better part of five years now. Since 2008, financial trends impacting retirement have been gloomy — or at least that is…

With the major economic downfall that hit us back in 2008, many people have had to drastically change their retirement plans. Millions lost all, or almost all, of their retirement…

So here you are, about to retire soon.  You’ve done all the right things — saved faithfully through your 401(k), kept up your health club membership, supported your kids through…

Calculating the true cost of retirement doesn’t have to be difficult, though it may seem hard at first.  Experts tend to be all over the place when it comes to…