Many baby boomers have already retired. But the oldest baby boomers will turn 68 in 2014 and it will be time for retirement, with many more baby boomers following close…
Retirement
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They’re not currency, and they’re not redeemable for any particular commodity — Bitcoins are digital tokens bought and sold on exchanges where people trade them for real money, a lot of…
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Building a portfolio that is strong and diversified takes a lot of work and a lot of patience. Managing a portfolio that is filled with ETFs (Exchange Traded Funds) from…
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Many of us are struggling for cash flow, especially after what happened to the market in 2008. There is the option of withdrawing money from your retirement plan early (before…
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Most people think that it is always best to own a home in your retirement years. However, some would argue that renting a home is more ideal for your retirement…
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To understand how a cash balance plan differs from the traditional 401(k) plan, we first have to know exactly what a cash balance plan is and how it works. Here…
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Most of us are familiar with the common 401(k) retirement plans. But you may have also heard the term “403(b) retirement plan.” Whether you saw it online, heard someone talking…
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For generations of Americans, a home was not only shelter, but was part of their retirement nest egg. That was the genesis of the 30 year mortgage; you worked your…
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People have been in “retirement crisis mode” for the better part of five years now. Since 2008, financial trends impacting retirement have been gloomy — or at least that is…
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With the major economic downfall that hit us back in 2008, many people have had to drastically change their retirement plans. Millions lost all, or almost all, of their retirement…