One of the first basic rules anyone learns running a business is that a dollar saved is better than a dollar in new sales. Small business owners either learn that…
saving money
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It’s a given that no one wants to think of themselves as average. This desire to be better than average manifests itself in strange ways. One area it shows up…
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One of the biggest obstacles to weaning people off the siren song of the debt economy and getting them to think about investing and getting on the right side of…
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Denial is a powerful force in human nature and a very deeply ingrained component of our character; a psychological defense mechanism that helped our ancestors live long enough to reproduce.…
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According to a recent Bankrate survey nearly a third (26%) of Americans have nothing saved for retirement. Zip. Zero. Nada en absoluto. A number that’s consistent with other surveys that…
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There’s nothing easy about getting out of debt. The companies that loan you money for everything from your morning latte, to the car you drive to get to the coffee…
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Everyone likes to think they’re unique — a precious little snowflake in the snowstorm of humanity. Yet, when it comes to finances and debt, people make surprisingly similar mistakes. There…
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For many people, getting a grip on spending is something that happens only under the pressure of suddenly finding themselves broke. They wonder how that credit card balance got so…
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It wasn’t that long ago that the parents of young people who eloped would be disappointed they didn’t get to attend the wedding. These days they might still feign disappointment,…
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Instead of giving young people advice on money management, which they may not want or appreciate, I’ve decided to list the best financial moves that Younger Me made in the…